STATEMENT OF POLICIES AND PROCEDURES

1.0 INTRODUCTION

1.1 Purpose of Policies and Independent Contractor Status

A. Brilliant Perspectives, LLC (hereafter "Brilliant Perspectives" or simply the "Company") markets its Brilliant Application to retail customers ("Members") through a network of independent business owners, known as Ambassadors. To clearly define the relationship that exists between Ambassadors and Company and to explicitly set a standard for acceptable business conduct, Company has established these Policies and Procedures.

B. Ambassadors are required to comply with: (i) all of the terms and conditions set forth in the Ambassador Agreement; (ii) all federal, state and/or local laws governing their Company business; and (iii) these Policies and Procedures and all agreements incorporated herein as may be amended from time to time at Company's sole discretion.

C. Ambassadors must review the information in these Policies and Procedures carefully. Should an Ambassador have any questions regarding a policy or rule, the Ambassador is encouraged to seek an answer from their Sponsor or any other upline Ambassador. If further clarification is needed, the Ambassador may contact Company Customer Service at: help@brilliantperspectives.com

D. Independent Business Relationship; Indemnification for Actions

An Ambassador is an independent contractor and not a purchaser of a franchise, business opportunity, or employment position. The Ambassador Agreement does not create any franchise or business opportunity rights. Each Ambassador's success depends entirely on their independent efforts, and no specific level of income or success is guaranteed. Ambassadors are responsible for their own business decisions and expenditures.

The Agreement between Company and its Ambassadors does not create an employer/employee relationship, agency, partnership, or joint venture between Company and the Ambassador.

An Ambassador shall not be treated as an employee of Company for any purposes, including, but not limited to without limitation, for federal or state tax purposes. All Ambassadors are responsible for paying federal, state, and local taxes due from all compensation earned as an Ambassador of Company. Any other compensation received by Ambassadors from Company will be governed by applicable U.S. tax laws (or the tax laws of any other applicable jurisdiction). The Ambassador has no express or implied authority to bind Company to any obligation or to make any commitments by or on behalf of Company. Each Ambassador, whether acting as management of a Business Entity or represented as an individual, shall establish their own goals, hours, and methods of operation and sale, so long as they comply with the terms of the Ambassador Agreement, these Policies and Procedures, and applicable federal, state and local laws and regulations.

An Ambassador is fully responsible for all of their verbal and written communications made regarding Company products, services, and the Compensation Plan that are not expressly contained within Official Company materials. Ambassadors shall indemnify and hold harmless Company, its directors, officers, employees, and agents from and against any and all liability, judgments, refunds, damages, fines, penalties, and costs (including reasonable attorney's fees and court costs) arising from or relating to the Ambassador's: (i) unauthorized representations or actions; (ii) breach of the Agreement; or (iii) violation of or failure to comply with any applicable federal, state or local law or regulation. This provision shall survive the termination of the Ambassador Agreement.

Ambassadors must clearly identify themselves as an "Independent Ambassador" of Brilliant Perspectives, LLC in all communications, including telephone calls, correspondence, business cards, social media profiles, websites, and any other marketing materials. Ambassadors shall not answer telephone calls or otherwise represent themselves in any manner that would lead others to believe they have reached the Company's corporate offices or are employees of the Company. All business materials must prominently display the Ambassador's name followed by "Independent Ambassador for Brilliant Perspectives, LLC."

1.2 Mutual Commitment Statement

Company recognizes that in order to develop a long-term and mutually rewarding relationship with its Ambassadors and Members, Company and its Ambassadors must acknowledge and respect the true nature of the relationship between them.

A. In the spirit of mutual respect and understanding, Company is committed to:

• Providing prompt, professional and courteous service and communications to all of its Ambassadors and Members;
• Providing the highest level of quality products/services at fair and reasonable prices;
• Refunding the purchase price of any product, service or membership as provided in our Refund Policy;
• Paying commissions accurately and timely; and
• Offering Ambassadors an opportunity to grow with the Company.

B. In return, Company expects that its Ambassadors will:

• Conduct themselves in a professional, honest, and considerate manner;
• Present Company and product or service information in an accurate and professional manner in accordance with these Policies and Procedures and applicable laws and regulations;
• Present the Compensation Plan, opportunity, and Refund Policy in a complete and accurate manner;
• Not make exaggerated or unsubstantiated income claims;
• Make reasonable efforts to support Members and to support and train Ambassadors in their downline while exercising caution to avoid interference with other downlines;
• Not engage in cross-line recruiting, unethical competition, or unethical business practices;
• Accurately complete and submit the Ambassador Agreement and any requested supporting documentation in a timely manner; and
• Refrain from acting in any way that may constitute harassment of any kind.

1.3 Policies and Compensation Plan Incorporated into the Ambassador Agreement

When the terms "Ambassador Agreement," "Agreement," "Policies" or "Policies and Procedures" are used herein, the terms collectively refer to these Policies and Procedures, the Income Disclosure Statement, the Privacy Policy, the Compensation Plan, the Ambassador Agreement, if applicable, the Business Entity Registration Form, and any other items Company may incorporate from time to time that shall be a part of the contract between the Company and Ambassador.

1.4 Changes, Amendments, or Modifications

A. Because federal, state, and local laws and regulations, as well as the business environment, periodically change, Company reserves the right to amend the Agreement and the prices of Company products/services in its sole and absolute discretion. Notification of amendments shall appear in Official Company Materials.

B. Amendment notification methods include: posting on the official Company website, electronic mail, or in writing through Company newsletters.

1.5 Delays

The Company shall not be liable for any delay or failure to perform its obligations under this Agreement where such delay or failure results from circumstances beyond its reasonable control (a "Force Majeure Event").

2.0 BASIC PRINCIPLES

2.1 Becoming An Ambassador

To become an Ambassador, an applicant must comply with the following requirements:

• Be at least eighteen (18) years of age;
• Have a valid address in the United States, U.S. Territories, or a U.S. military base/embassy;
• Have a valid taxpayer identification number not associated with an existing Ambassador account;
• Submit a properly completed and signed Ambassador Agreement to Company;
• Submit payment of the non-commissionable enrollment fee;
• Provide an e-mail address not already associated with an existing Ambassador account; and
• Submit, if applicable, the Business Entity Registration form.

2.2 New Ambassador Registration

A potential new Ambassador may self-enroll on the Company corporate website or a Sponsor's Replicated Website. Company will accept an electronic Ambassador Agreement by way of web-enrollment and one's "electronic signature" in place of a signed, physical copy.

2.3 Business Entities

A Business Entity may hold an Ambassador position by way of the Business Entity Registration Form. This Ambassador business and position will remain temporary until the proper documents are submitted.

2.4 Rights Granted

Upon Company's acceptance of Ambassador's registration, Company hereby grants to the Ambassador a non-exclusive right to: (i) Promote and sell Company products/services; and (ii) Sponsor new Ambassadors and Members in the countries in which Company is operating.

2.5 Identification Numbers

Upon enrollment, the Company will provide a unique Ambassador Identification Number to the Ambassador by which they will be identified.

2.6 One Business Per Ambassador

An Ambassador may operate or have an ownership interest in only one Company business. No individual may have, operate or receive compensation from more than one Company business.

2.7 Renewals and Expiration of the Ambassador Agreement

An Ambassador must fulfill all obligations outlined herein and within the Company Compensation Plan to remain active and eligible for commissions. Any Ambassador who was terminated or whose Agreement has expired is not eligible to re-apply for twelve (12) months.

2.8 Governmental Approval or Endorsement

There are no federal or state approvals for any direct sales companies or their compensation plans. Any statement to the contrary is false and a direct violation of these Policies and Procedures.

3.0 AMBASSADOR RESPONSIBILITIES

3.1 Training and Leadership

Any Ambassador who sponsors another Ambassador into Company must perform an authentic assistance and training function to ensure their downline is properly operating their Company business.

3.2 Constructive Criticism; Ethics

A. Company values constructive criticism and encourages the submission of written comments addressed to Company Compliance Department: help@brilliantperspectives.com

B. Code of Ethics:

• Ambassadors must show fairness, tolerance, and respect to all people associated with Company;
• Ambassadors shall strive to resolve business issues without Company intervention;
• Ambassadors must be honest, responsible, professional and conduct themselves with integrity at all times;
• Ambassadors shall always present accurate information with proper disclaimers; and
• Ambassadors shall never present atypical income claims that would mislead or deceive a prospective Ambassador.

3.3 Non-Disparagement

Ambassadors shall not make any oral, written, or electronic statement that disparages, defames, or reflects adversely upon the Company or any of Company's affiliates, vendors, owners, board members, directors, officers, employees, other Ambassadors, Company's products or services, or the Company Compensation Plan.

3.4 Sponsorship

The Sponsor is the person who introduces an Ambassador to Company, helps them complete their enrollment, and supports and trains those in their downline. Each new prospect has the right to ultimately choose their own Sponsor.

3.5 Cross Sponsoring Prohibition

"Cross sponsoring" is defined as the enrollment into a different line of sponsorship of an individual or Business Entity that already has a signed Ambassador Agreement. Actual or attempted cross sponsoring is strictly prohibited and may subject Ambassador to disciplinary sanctions including termination.

3.6 Non-Solicitation and Other Business Restrictions

Ambassadors may participate in other Network Marketing ventures provided that: (i) the other company does not market competing products or services; and (ii) the Ambassador maintains the ability to fully perform all obligations under this Agreement. During the Term of this Agreement and for one (1) year thereafter, an Ambassador may not recruit any Ambassador or Customer for any other Network Marketing business, unless that Ambassador or Customer was personally sponsored by such Ambassador.

3.7 Adherence to Laws, Regulations, and Ordinances

As independent contractors and business owners, Ambassadors are responsible for complying with all federal, state, and local laws and regulations.

3.8 Compliance with Applicable Income Tax Laws

Company will automatically provide a complete 1099-NEC form to each U.S. Ambassador whose earnings for the year is at least $600 or who received trips, prizes or awards valued at $600 or more.

3.9 Actions of Household Members or Affiliated Parties

If any member of an Ambassador's immediate household engages in any activity which would violate any provision of the Agreement, such activity will be deemed a violation by the Ambassador.

3.10 Presentation of the Sales Opportunity

Ambassadors are required to comply with the following provisions when presenting the Company sales opportunity:

• Never misrepresent or omit any significant material fact about the Compensation Plan;
• Never present that a purchase is required as a condition to participating;
• Make it clear that success can be achieved only through substantial independent efforts;
• Never make unauthorized income projections, claims, or guarantees.

3.11 Compensation Plan Governs Sales Requirements

No Ambassador's earnings potential or success of their business will be conditional upon the amount of product an Ambassador personally purchases. "Bonus Buying" is strictly prohibited and constitutes a material breach of this Agreement that will result in immediate termination.

4.0 ORDERING

4.1 General Order Policies

Ambassadors shall never use another Customer's/Ambassador's credit card, debit card, or checking account to enroll in Company or purchase products or services without the account holder's prior express written permission.

4.2 Insufficient Funds and Non-Payment

Company reserves the right to impose a fee, suspend, or terminate an account for insufficient funds. All transactions involving returned checks or insufficient funds which the Ambassador does not resolve in a timely manner constitute grounds for disciplinary sanctions.

4.3 Errors or Questions

If an Ambassador believes any errors have been made regarding commissions, bonuses, business reports, orders, or charges, the Ambassador must notify Company in writing within thirty (30) days of the date of the error.

5.0 PAYMENT OF COMMISSIONS & BONUSES

5.1 Bonus and Commission Qualifications

Ambassadors must be an Active Ambassador to qualify for bonuses and commissions. Company will not issue a payment to an Ambassador without the receipt of a completed and signed Company Ambassador Agreement. Company reserves the right to postpone bonus and commission payments until such time the cumulative amount exceeds $25.

5.2 Bonus and Commission Adjustment for Refunds

When a product or service is refunded, the bonuses and commissions attributable to the refunded product or service will be deducted from the Ambassador who received bonuses or commissions on such sales.

6.0 REFUNDS

6.1 Member and Ambassador Refund Policies

Member Refund Policy: All Member requests for refunds shall abide by the Refund Policy found within the Company corporate website for the particular product/service in question.

Ambassador Sales Aids Returns/Refunds: In the event Company provides any generic sales aids, Ambassadors may return all generic sales aids within twelve (12) months from the date of cancellation for a refund if the Ambassador is unable to sell or use the merchandise. Upon Company's receipt of the products and sales aids, the Ambassador will be reimbursed ninety percent (90%) of the net cost of the original purchase price(s), less shipping and handling charges.

7.0 PRIVACY POLICY

7.1 Introduction

Company takes privacy seriously and has imposed this section to ensure the basic principles of confidentiality and data protection as it relates to Ambassadors, downlines, and Member lists.

7.2 Expectation of Privacy

Company will make reasonable efforts to safeguard the privacy of and maintain the confidentiality of its Members'/Ambassadors' financial and account information and any non-public, personal information.

7.3 Employee Access to Information

Company limits the number of employees who have access to Member's/Ambassador's nonpublic personal information to those who need to know to further the Company's business.

7.4 Restrictions on the Disclosure of Account Information

Company will not share non-public personal information or financial information about current or former Members/Ambassadors with third parties, except as permitted or required by laws and regulations.

7.5 Security and Security Breaches

All Ambassadors must adopt, implement and maintain appropriate administrative, technical and physical safeguards to protect against anticipated threats or hazards to the security of confidential information. Ambassadors must comply with all applicable privacy and data security laws, including but not limited to the GDPR, the CCPA, and any applicable security breach notification laws.

8.0 PROPRIETARY INFORMATION

8.1 Proprietary Information and Data Management Rule

The Company Line of Sponsorship ("LOS") constitutes a commercially advantageous, unique, and proprietary trade secret ("Proprietary Information"). Company is the exclusive owner of all Proprietary Information.

8.2 Obligation of Confidentiality

During the term of the Company Ambassador Agreement and for a period of five (5) years after the termination or expiration of the Ambassador Agreement, the Ambassador shall not use or disclose any confidential information contained in the Reports.

8.3 Breach and Remedies

The Ambassador acknowledges that disclosure or use of Proprietary Information in violation of this provision will result in irreparable damage to Company. Company and its Ambassadors will be entitled to injunctive relief or to recover damages against any Ambassador who violates this provision.

8.4 Return of Materials

Upon demand by Company, any current or former Ambassador shall return the original and all copies of all Reports to Company together with any Company Proprietary Information.

9.0 ADVERTISING, PROMOTIONAL MATERIAL, USE OF NAMES AND TRADEMARKS

9.1 Use of Names and Protected Materials

All promotional materials Company creates or supplies must be used in their original form and cannot be changed, amended or altered unless the Ambassador receives prior written approval from the Company.

9.2 Internet and Third-Party Website Restrictions

Ambassadors may not use or attempt to register any of Company's trade names, trademarks, service names, service marks, product names, URLs, advertising phrases, the Company's name or any derivative thereof. Ambassadors may only sell Company products/services through their Company Replicated Website or the Company corporate website.

9.3 Social Networking and Social Media

Ambassadors are personally responsible for their postings and all other online activity that relates to Company or Company products. Postings that are false, misleading or deceptive are strictly prohibited.

9.4 Advertising and Promotional Materials

Ambassadors shall not offer special enticement advertising. All forms of communications must adhere to principles of honesty and propriety. Ambassadors must submit all written sales aids, promotional materials, and advertisements to the Company for approval prior to use.

9.5 Testimonial Permission

As an Ambassador, an Ambassador grants Company a revocable, royalty-free license to use their testimonial, image, and likeness in corporate sales materials.

9.6 Telemarketing Limitations

Ambassadors must not engage in telemarketing in relation to the operation of the Ambassador's Company business. "Cold calls" or "state-to-state calls" made to prospective Members or Ambassadors is considered telemarketing and is prohibited.

9.7 E-mail Limitations

Ambassadors may not use or transmit email, mass email distribution, or "spamming" that advertises or promotes the operation of their Company business except when e-mailing persons who have given prior permission or with whom the Ambassador has an established relationship.

9.8 International Marketing Policy

Ambassadors may only operate within and sell products and services to those individuals within the countries Company is established and permits such operations and sales.

10.0 CHANGES TO AN AMBASSADOR'S BUSINESS

10.1 Modification of the Ambassador Agreement

Ambassadors may modify their existing Ambassador Agreement by submitting a written request, accompanied by a new Ambassador Agreement and the Business Registration Form, if applicable.

10.2 Change Sponsor or Placement for Active Ambassador

A request to change placement may only be made within the first thirty (30) days of initial enrollment as an Ambassador. Furthermore, such changes may only occur within the same organization at Company's discretion.

10.3 Change Sponsor or Placement for Inactive Ambassadors

Ambassadors who remained inactive for a period of twelve (12) months are eligible to re-enroll in Company under the Sponsor/Placement of their choice.

10.4 Unethical Sponsoring

Ambassadors shall not participate in unethical sponsoring activities, including enticing or attempting to solicit Ambassadors from another's downline organization. "Stacking" is prohibited.

10.5 Sell, Assign or Delegate Ownership

Ambassadors may not sell or assign their rights or delegate their position as an Ambassador without prior written approval by Company. An Ambassador who sells their business is not eligible to re-enroll for six (6) full calendar months following the sale's closing.

10.6 Separating a Business

Separation or division of a Business Entity that holds an Ambassador position must be accomplished in a manner that does not adversely affect the interests of other businesses up or down the LOS. Under no circumstances will the downline organization be divided.

10.7 Succession

Upon the death or legal incapacity of an Ambassador, the Ambassador's business may be passed on to their legal successors in interest. Appropriate legal documentation must be submitted to the Company Compliance Department.

10.8 Resignation/Voluntary Termination

Ambassadors may immediately terminate their business by submitting a written notice or email to the Company Compliance Department. Ambassadors may not use resignation as a way to immediately change Sponsor or Placement.

10.9 Involuntary Termination

Company reserves the right to terminate an Ambassador's business for violation of any provision in these Policies and Procedures, the Compensation Plan, applicable laws, or engaging in unethical business practices. Ambassador has seven (7) calendar days from notification to appeal.

10.10 Effect of Cancellation

Following an Ambassador's cancellation, such Ambassador shall have no right, title, claim or interest to any commission or bonus from the sales generated by the Ambassador's former organization.

11.0 WARRANTIES AND LIMITATIONS OF LIABILITY

11.1 Warranty; Disclaimer

Company warrants that the digital service product as delivered shall conform substantially to the specifications provided. Company's sole obligation for breach of this warranty shall be to repair or replace any defective product or issue a credit or refund.

11.2 Limitation of Liability

12.0 DISCIPLINARY SANCTIONS

12.1 Imposition of Disciplinary Action - Purpose

Company reserves the right to impose disciplinary sanctions at any time when it has determined that an Ambassador has violated these Policies and Procedures.

12.2 Consequences and Remedies of Breach

Disciplinary actions may include one or more of the following:

• Monitoring an Ambassador's conduct over a specified period;
• Issuance of a written warning;
• Imposition of a fine or withholding of commission payments;
• Suspension from Company or Ambassador events;
• Suspension of the Ambassador Agreement and business;
• Involuntary termination;
• Any other measure deemed appropriate; or
• Legal proceedings for monetary and/or equitable relief.

13.0 GRIEVANCES & DISPUTE RESOLUTION

13.1 Grievances

If an Ambassador has a grievance or complaint against another Ambassador, they are encouraged to resolve the issue directly between themselves. The Company shall be the final authority on settling such grievances.

13.2 Governing Law

This Agreement is to be construed in accordance with and governed by the laws of the State of California, without regard to its choice of law principles, and the Federal Arbitration Act shall govern the Dispute Resolution Agreement.

13.3 Time Limitation

If an Ambassador wishes to bring an action against Company for any act or omission relating to or arising from this Agreement, such action must be brought within one (1) year from the date of the alleged conduct.

13.4 Liquidated Damages

In any case which arises from or relates to the wrongful termination of the Agreement, liquidated damages will be in the amount of an Ambassador's gross compensation earned in the twelve (12) months immediately preceding the termination.

13.5 Dispute Resolution

Any controversy, claim or dispute shall be settled through negotiation, mediation or arbitration. Any Dispute not resolved in writing by negotiation or mediation shall be subject to final, binding arbitration before a single arbitrator in Santa Barbara County, California in accordance with JAMS Comprehensive Arbitration Rules.

Waiver of Class Action and Jury Trial: THE NEGOTIATION, MEDIATION OR ARBITRATION OF ANY DISPUTE SHALL BE LIMITED TO INDIVIDUAL RELIEF ONLY AND SHALL NOT INCLUDE CLASS, COLLECTIVE OR REPRESENTATIVE RELIEF. THE PARTIES UNDERSTAND AND AGREE THAT EACH IS WAIVING THE RIGHT TO TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.

14.0 MISCELLANEOUS

14.1 Severability

If any provision of this Agreement is found to be invalid, illegal, or unenforceable, such provision shall be modified to the extent necessary to render it valid. The invalidity of any provision shall not affect the validity of any other provision.

14.2 Waiver

Only an officer of Company can, in writing, effect a waiver of the Company Policies and Procedures. Company's waiver of any particular breach shall not affect Company's rights with respect to any subsequent breach.

14.3 Successors and Assigns

This Agreement shall be binding upon and inure to the benefit of the Parties and their respective successors and permitted assigns. No Party may assign this Agreement without the prior written consent of the Company.

15.0 DEFINITIONS

Last Revised Date: March 3, 2025